SIP Calculator

Estimate what your monthly investment could grow to, with an optional yearly increase.

Estimated value

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Amount invested: —
Estimated gains: —

Questions

What return should I assume?

Returns are not guaranteed. Many people plan with 10–12% a year for equity funds over long periods and 6–8% for debt funds. Past returns don't promise future ones.

What is a step-up SIP?

A step-up SIP raises your monthly amount by a fixed percentage every year, usually in line with your salary. Even a 10% step-up makes a big difference over 15–20 years.

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Results are estimates for planning. Banks may round differently or add fees; check the final figures with your bank.